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Thursday, October 18, 2012
Video: Obama on Fixing the 'Broken' Immigration System
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Source: http://video.msnbc.msn.com/cnbc/49442102/
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BlackRock third-quarter profit rises 8 percent on ETF gains
(Reuters) - BlackRock Inc
The New York-based company fired on all cylinders during the quarter, showing strength in bond mutual funds, its Lifepath funds for 401(k)-type retirement accounts, hedge fund performance fees and risk management services.
Chief Executive Laurence Fink cited "robust new business generation across each of our channels." He pointed to record quarterly flows into iShares since BlackRock acquired the business in 2009 and the highest flow into retail bond funds in over 10 years.
Net income totaled $642 million, or $3.65 per share, compared with $595 million, or $3.23 per share, a year earlier, BlackRock said in a statement on Wednesday. Excluding certain items, BlackRock earned $3.47 per share. On that basis, analysts, on average, expected $3.31, according to Thomson Reuters I/B/E/S.
Overall, investors withdrew $43 billion from BlackRock's long-term funds and accounts. Excluding the impact of an institution withdrawing $74 billion from an indexed bond account, BlackRock said it took in $31 billion from investors.
That included a record $25 billion going into iShares funds, with more than three-quarters flowing into stock ETFs, $6 billion into retail bond funds and $10 billion into funds aimed at 401(k)-type defined contribution retirement accounts.
Total assets under management at BlackRock hit $3.67 trillion, up 3 percent during the quarter and up 10 percent from a year ago.
The strong quarter for iShares came despite competition from lower-cost competitors like Vanguard Group and Charles Schwab Corp
Revenue rose 4 percent from a year earlier to $2.3 billion. Performance fees jumped 12 percent to $103 million on strong gains at BlackRock's hedge funds and other accounts that garner a portion of their profits based on their investing track records.
Revenue from risk management advice and other services at its BlackRock Solution unit rose 9 percent to $128 million.
Shares of BlackRock closed at $189.97 on the New York Stock Exchange on Tuesday. The shares have gained 7 percent so far this year, trailing the 16 percent gain in the Standard & Poor's 500 Index <.spx>.
(Reporting by Aaron Pressman; Editing by Lisa Von Ahn and Jeffrey Benkoe)
Source: http://news.yahoo.com/blackrock-third-quarter-profit-rises-8-percent-103626511--sector.html
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Wednesday, October 17, 2012
12/01/2012 - Holiday Goodie and Craft Sale at Marble Memorial United Methodist Church
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Eight Inexpensive Customized Gift Ideas
Finding the perfect gift for a special occasion can be very challenging. There always seems to be that one person who already has everything. Giving a customized gift ensures that the recipient will be getting an original, one of a kind present that has been well thought out. These ideas for personalized gifts are a thoughtful way to show affection and without spending a fortune.
For the person with a sweet tooth nothing could be better than customized candy. Many candy companies offer sections on their web pages that allow complete personalization of popular candy brands with photos or monograms. The images can be stamped directly on the sweets or the wrappers can be personalized in any way imaginable. The cost of customized candy is only slightly more than the plain version.
An item that is personalized with a special photo is a great way to give a memorable gift without spending too much money. Mugs, t-shirts, and calendars are all useful items that can be a unique gift when a photograph is added. Some companies offer a service that changes a picture into a high quality canvas that looks like a work of art.
Everyday items can be instantly personalized by adding a monogram. Putting initials on an article of clothing or an everyday object instantly makes it special and more fun to use. Ordinary items like umbrellas, bathrobes, pajamas, flash drives and journals can be easily and affordably monogrammed. Engraving or embroidering a gift with a person?s name makes it an instant keepsake.
For those really short on funds, a scrapbook is a nearly free way to let a person know how much they are special. Free online programs allow photos to be uploaded and placed into customizable templates that make a professional looking scrapbook. This is a heartfelt gift that can be enjoyed for years.
Nothing makes a sweeter Christmas gift than a customized ornament. Many companies produce completely personalized ornaments at a very budget friendly price. Creating a personalized ornament from scratch is even less expensive, and nothing is quite so heartwarming as a handmade Christmas gift.
As more people are trying to reduce their carbon footprint, reusable grocery bags are becoming increasingly popular. Giving the gift of green gives friends a reason to smile as they shop. Adding a cherished quote or a work of art from a favorite artist can perfectly customize reusable grocery bags. This is an extraordinary gift that will be loved and used all the time.
Garden stones are the perfect present for those with yards. This is a gift that is a fun do it yourself project. Stones can be imprinted with children?s handprints, names or favorite animals and flowers. All the materials needed are a mold and some mixable concrete. Home improvement stores sell kits that produce unique stones with different shapes and colors.
Gift baskets are the perfect customized gift to give. Everyone loves getting a basket full of his or her favorite goodies. It?s so easy to fill a basket with the best treats and trinkets that fit a friend?s personality. This is a project that is easy to do yourself and you can spend as much or as little money as you wish. Your imagination and the tastes of the gift receiver are the limit.
David Sheath is greatly experienced in the photo gifts industry. If you need to design a customized gift his store can certainly help. His website Photo Gifts Mall offers more than 400 fully customizable products that can be easily personalized with your own photos, logos, designs and text.
Source: http://toddsblogs.com/artsandentertainment/2012/10/17/eight-inexpensive-customized-gift-ideas/
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Experts: Costa Concordia equipment malfunctioned before crash
15 hrs.
GROSSETO/GIGLIO, Italy - An Italian court heard on Tuesday that equipment aboard the Costa Concordia luxury liner may not have been functioning when she ran aground and capsized, killing 32 people.
The list of issues compiled by a panel of court-appointed experts included a wide range of alleged malfunctions, from lights that did not work during the disaster to the?possibility?that radar equipment had been turned off or broken.
The hearing is closed to the public because the huge media interest could not be accommodated.
The 114,500-ton luxury cruise ship capsized on Jan. 13 after approaching the Tuscan island of Giglio to perform a maneuver close to the shore known as a salute. It struck a rock which tore a gash in its hull.
Previous?story:?Packed court as Costa captain hears evidence
Also on Tuesday, Francesco Schettino,?the captain blamed for the disaster admitted he made?mistakes?but accused the cruise liner company of mishandling the response.?He said last week he was suing Costa Cruises, a unit of Carnival Corp., for unfair dismissal following the accident.
His lawyer Francesco Pepe said the hearing would show his client was not solely responsible for the disaster.
"Schettino's responsibility needs to be established and it needs to be established that others may have contributed as well," he said after the conclusion of the hearing's first day.
Meanwhile in Giglio, where the stricken liner still lays on her side awaiting salvage, news has emerged that thieves broke into the Costa Concordia earlier this year, stealing furniture, paintings and luxury goods from a gift shop. Sources at Costa Crociere say the thieves had used entry holes and guide ropes made by search and rescue teams to get into the ship.
'I saved your lives'
Schettino?slipped into court by a back door on Tuesday, wearing dark glasses and offering just a brief wave to waiting journalists. According to Italian TV network Tg1, he spoke to two German Costa passengers inside court, saying, ?I saved your lives and those of many other passengers.?
This week?s hearings will help the judge decide if Schettino should stand trial. He is accused of manslaughter, causing the shipwreck and abandoning ship while passengers and crew were still aboard. He denies the accusations and has not been charged.
Previous?story:?Costa Concordia cruise ship captain says sacking unfair
A key question is how much of the blame Schettino should shoulder himself and how much responsibility lies with his crew and employer, Costa Crociere, a division of the Miami-based Carnival Corp. Costa Crociere has denied negligence and has distanced itself from Schettino, firing him in July.
In all, nine people face the prospect of criminal trial, which would be unlikely to begin before next year.
The company's lawyer defended the ship's other crew.
"I believe that everything that came out yesterday -- and the conclusions drawn by the court appointed experts -- acknowledge that everything that could have been done by the Costa Concordia crew, was done,"?Marco de Luca, a lawyer for Costa Crociere, told NBC News, outside the courtroom.?
"The one fact that has been completely underestimated is that more than four thousand people were disembarked in a short period of time -- some two hours -- and this was done exclusively by Costa personnel.?
Praxilla Trabattoni and Claudio Lavanga of NBC News, Reuters and The Associated Press contributed to this report.?
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Tuesday, October 16, 2012
New Parks, new gardens, new playgrounds? Challenge for a ...
By Tina Dirmann
staff writer for BCBS of Louisiana Foundation
Grace Peterson, a nutrition agent with LSU?s AgCenter, has been on a mission ? to teach kids that a plate of vegetables can be every bit as tasty as a bag of french fries.
Perhaps she was a little overly ambitious?
But 4 years later, her collection of kids, drawn from Shreveport?s lower income communities, have gone from calling anything leafy and green ?nasty,? to this?
?I was in our community garden recently and I literally watched one of our kids pick a green bean straight off the plant, raw, and eat it,? Grace said. ?I watched our kids rinse off squash and zucchini, put them on a plate with a little dressing, and eat it? Amazing the change. But we?ve been here long enough now that we?ve changed the culture of the community. And we?ve changed the eating habits of these kids.?
Now, thanks to Blue Cross and Blue Shield of Louisiana Foundation?s ground-breaking grant project, and matching funds from supporting community organizations, Grace?s program will get a $1.4 million boost to spread her work even further, opening 8 more community garden learning centers throughout Shreveport (offering gardens, cooking centers, outdoor activities, and nutrition education classes).
And that?s just the start.
Blue Cross Foundation?s Challenge for a Healthier Louisiana has begun fulfilling a multi-million dollar pledge to promote healthy living programs throughout the state.
?This really is a first of its kind program for Louisiana,? said Christy Reeves, executive director for the foundation. ?Nothing this large in scope has been done in Louisiana, involving so much money and so many organizations, all teaming up for one purpose ? to improve nutrition, fitness and health education in our state.?
BCBSLAF started earlier this year, challenging community leaders to develop projects for their schools, neighborhoods and non-profit organizations ? with a commitment to match, in funds and man power, any grant dollars.
The response was tremendous, with 49 applicants across Louisiana.
Last month, the foundation proudly named 12 programs that will be awarded $10.2 million in grants. And because those winning programs pledged $16.8 million in matching funds, $27 million has now been earmarked for projects aimed at slashing some of Louisiana?s most looming health problems, including obesity, Type 2 diabetes and heart disease.
The projects ? stretching from New Orleans, Central Louisiana, Shreveport, Baton Rouge, New Iberia, Monroe, LaSalle and Lafayette ? must be completed within 3 years.
Pennington Biomedical Research Center, the internationally renowned nutritional research center dedicated to finding cures for chronic diseases, has partnered with the Blue Cross Foundation to oversee implementation of each project.
?We all have to work together to create resources and opportunities to be healthier and live more active lives,? said Jessica Erwin, director of programs and events for Pennington.
Check this site frequently for feature stories and blog updates highlighting individual projects and the people making them happen.
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